Youth & Islamic Economic Journal

Analisis Hukum Islam Terhadap Akad Jual Beli Rumah Dengan Janji Jual Beli (Wa’ad Ghairu Mulzim) Pada Perusahaan Properti Syariah

Fitria Zakiyatul Fauziyah CH — Thu, 04 Jan 2024 00:00:00 +0700

In today’s era the real estate trading business has grown rapidly. The purchase of property in particular could be both cash and mortage. From the muslim point of view, the business of the sale of property is conducted byy the akad sale of a particular agreement or the commonly called wa’ad ghairu mulzim. It’s a type of qualitative work. This study of the concept of the wa’ad ghairu mulzimis an unbinding promise put in writing and endorsed by the constitution. The sharia-based agreement has the distinction of being transparent, of being amenable to both the developer and the consumer, and of using principles for results or avoiding usury. The application of the wa’ad ghairu mulzim principle of housing at the Isykariman, West Java development company runs well and correspondens to Islam. On the application of that unbound promise applies the principle of justice of equality and equality, the written principle, and the certainly of the law.

The Revolution Analysis Of Infrastructure Progress, In The Background Of Managing The City System Bani Abbassiyah Era

Krisna Negara — Thu, 04 Jan 2024 00:00:00 +0700

ABSTRACT

The purpose of making this paper is to explore how the background of government and planning of the Abbasid Century city chose Baghdad as the center of government, as well as architecture and carvings typical of the Middle East that adorned the city. This paper uses data collection techniques that are used consisting of secondary data obtained through literature reviews, articles, and journals. The election results show, the city government of the Bani Abbasiyah era that chose Baghdad as the center of government there were 5 points, discussed the background of the caliph in managing the country, education, economic and administrative development, the development of art and architecture, and managing the development process and structuring of the city of Baghdad as the center the Abbasid era. Thus, this paper can be used as a reading in understanding how the Abbasid Age became an advanced Age and also experienced rapid economic development and its magnificent buildings.

Keywords: Baghdad, Caliph, Architecture

Mudharabah Financing Risk Management in Sharia Banking in Indonesia

Zakiah Nurul Fadhilah, Nuhbatul Basyariah — Thu, 04 Jan 2024 00:00:00 +0700

Financing risk management is an analysis process carried out by financial institutions to assess whether a customer is worthy of being provided with financing. Financing problems occur when the bank has distributed the financing, but the customer does not make payments according to the contract. This article aims to find out how to implement mudharabah financing risk management in banking in Indonesia. The research results show that implementing mudharabah financing risk management in sharia banking was carried out before the financing occurred. Two factors cause the risk of mudharabah financing, internal factors originating from the bank which are then minimized through analyzing the feasibility of prospective customers' financing applications by applying the 5C (Character, Capacity, Capital, Collateral, Condition of Economy) character analysis, namely: character, capability, capital, collateral and economic conditions. External factors come from the customers themselves, which are then resolved with 3R (Rescheduling, Reconditioning and Restructuring) for customers who still have good faith. However, customers who do not have good faith will be subject to the execution of the goods used as collateral. If the customer cannot pay due to force majeure, then the solution is through insurance.