Wijiharta (Sinta-link, orcid-ID) STEI Hamfara

Mu'tashim Billah Murtadlo (scopus-link; Sinta-link; GS-link) STEI Hamfara Yogyakarta

Nuhbatul Basyariah (Sinta-link; GS-link) STEI Hamfara

Yuana Tri Utomo (orcid-link; Sinta-link; GS-link) STEI Hamfara Yogyakarta

Arivatu Ni'mati Rahmatika, S.E.I, MEI., (Sinta-link; GS-link) Univ KH. A. Wahab Hasbullah, Jombang

suport by Tim KSEI ReLIEF